Analytic Plus - Home Page

Home > Solutions > Debt Buyers

Partner in Purchasing Process

AnalyticsPlus has developed a portfolio valuation model based on a large number of account records spanning more than a decade of delinquency and recovery experience. The performance of these models has been validated on out-of-sample portfolios to test their validity. Our models, which are debt type specific, go beyond what is typically provided by the seller. It takes into consideration current and forecasted economic conditions, demand and supply of debt portfolios, interest rate and economic forecasts, and expected supply of debt in the next 12 months.

	Our “First Look Valuation” solutions are available within 12 hours from the receipt of the portfolio file. It gives you a good idea whether you should move forward with the portfolio purchase or move on to the next.
	Our “In-depth Valuation” solutions provide an account and portfolio level debt recovery estimates for the first 12, 24, and 36 months. In addition to the typical accounts receivable variables available in a file we take into consideration the type of accounts and the agency’s track record who will be collecting on your behalf.
	We provide “Fair valuation” and benchmarking with other similar portfolios whether you are buying or selling. Our models are consistent and transparent and the valuation process can be used in transaction negotiations.
	Our clients can run “What-If?” scenarios to assess their expected internal rate of return over a 3-5 year period. We can further help you in the due diligence process. Our goal is to work with you in a collaborative environment and share risk as well as opportunities with you.
	How do you evaluate the best agency to work your account? How good is their scoring method to have efficient collections?
	If you have your own models to evaluate portfolios, let us give you a second opinion and see if there are elements of AnalyticsPlus model that can be incorporated in your in-house models. Forecasting precision is a non-ending process unless you can see the future.

What to do with Purchased Accounts

	What should you do with each account: collect, resell, or both? Which accounts should yield the best results using traditional collection methods and which accounts are better suited for legal action? Not sure?, Analytics Plus can help. These decisions are easy to see from a conceptual standpoint. However, they require significant experience and sophisticated modeling for accurate categorization.
	If you are planning to sell your debt portfolio, we can help improve its salability by providing useful summary information to buyers that supports your asking price.

Creditors

Agencies

Health Care Providers

Insurance Companies

For many, particularly those just starting out, the practice of valuing accounts is one of the most challenging aspects of the business.
Buying Receivables
ACA International, 2007

As subprime mortgage delinquencies and foreclosures increase, borrowers have less ability to leverage home equity to repay more expensive debts, and recoveries in all sectors of the ARM industry will be affected. Given these risks and rewards, success in the ARM industry will be based largely on how companies choose their competitive niches.
Paul Legrady
Director, Kaulkin Ginsberg.